Privacy Policy

This Privacy Policy explains how Bizolot ("Bizolot," "we," "our," or "us"), a product of Avolot Dot Space, collects, uses, maintains, and discloses information gathered from users ("User" or "Users") of:

This policy applies to all products and services offered by Bizolot, including the business directory, business loans, online filings, and related services.

1. Personal Identification Information

We may collect personal identification information from Users in various ways, including when Users:

  • visit our Site or App
  • register or create an account
  • apply for loans or services
  • submit filings
  • list or browse businesses
  • contact support
  • subscribe to notifications

This information may include:

  • Personal Information
    • Name
    • Phone number
    • Email address
    • Password (stored in encrypted/hashed form)
    • Mailing address
    • Date of birth
  • Business Information
    • Business name
    • Registration details
    • GST or tax identification numbers
    • Financial records
    • Bank details (where required for services)
    • Loan application details
    • Uploaded documents
  • Location Data

    Approximate or precise location (GPS, IP-based, or device signals) when Users permit access through the App or browser. Used to show nearby businesses, local services, fraud prevention, and regulatory compliance.

Users may refuse to supply certain information; however, doing so may prevent access to some features or services.

2. Non-Personal Identification Information

We may collect non-personal identification information when Users interact with our Site or App, including:

  • Device type and model
  • Operating system
  • App version
  • Browser type
  • IP address
  • Language preferences
  • Crash logs and diagnostics
  • Network provider

3. Cookies, SDKs, and Tracking Technologies

Our Site and App may use:

  • Cookies
  • Mobile SDKs
  • Pixels
  • Local storage
  • Push notification tokens

These are used to:

  • maintain sessions
  • authenticate users
  • analyze usage
  • personalize content
  • deliver notifications
  • improve performance

Users can disable cookies via browser settings and control permissions (such as location or notifications) within their device settings.

4. How We Use Collected Information

Bizolot may collect and use Users' information for:

  • Account Creation & Authentication
  • Operating the Business Directory
  • Providing Filing & Compliance Services
  • Processing Loan Applications
  • Verifying Identity and preventing fraud
  • Processing payments
  • Customer support
  • Sending service-related notifications
  • Location-based results and recommendations
  • Marketing communications (where permitted by law)
  • Improving our Site and App
  • Analytics and performance optimization
  • Legal and regulatory compliance

5. Push Notifications & Communications

We may send Users:

  • transactional alerts
  • application updates
  • reminders
  • promotional messages
  • service announcements

6. Data Protection, Analytics, and Security

We use appropriate technical and organizational safeguards, including:

  • SSL/TLS encryption
  • Access controls
  • Secure servers
  • Encrypted storage
  • Password hashing
  • Periodic security reviews

Analytics tools may be used to understand platform usage. Such data is aggregated and anonymized wherever feasible.

7. Sharing Your Personal Information

We do not sell Users' personal data.

We may share information with trusted partners including:

  • Service Providers
    • Hosting providers
    • Analytics vendors
    • Notification delivery services
    • Customer support platforms
  • Payment Gateways

    All payments are processed by secure third-party providers and subject to GST as applicable.

  • Loan Processing Partners

    Banks, NBFCs, and financial institutions for loan underwriting and approval.

  • Legal Obligations

    When required by law, regulation, court orders, or government authorities.

8. Retention of Data & Documents

We retain personal and business information only as long as:

  • required to deliver services
  • mandated by law
  • necessary for audits, dispute resolution, or regulatory compliance

Documents are securely stored and protected using industry-standard practices.

9. Business Listings & Public Information

If Users create business listings in the directory, certain information (such as business name, address, category, and contact number) may be publicly visible to other Users.

Users can request updates or removal subject to verification and legal requirements.

10. Links to Other Sites

Our platform may contain links to third-party websites or services. We are not responsible for their privacy practices and encourage Users to review those policies.

11. Children's Privacy

Our services are not intended for individuals under 13 years of age. We do not knowingly collect personal data from children.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Material changes will be notified through:

  • email
  • in-app notifications
  • prominent notices on our Site or App

13. Compliance with Laws

Bizolot complies with applicable data protection laws and regulations, including those relating to financial services, consumer protection, and data privacy in India and other applicable jurisdictions.

Users accessing from outside India are responsible for ensuring compliance with local laws.

14. Contact Us

If you have any questions about this Privacy Policy or our data practices, contact:

Bizolot – Avolot Dot Space
Email: [email protected]